Medical, Pharma & Controlled Goods

Pharma Cargo Insurance

Specialised cover for {label} shipments — built for the real risks of your trade lane.

Pharmaceutical cargo is high-value, time-critical and frequently temperature-controlled. CIO underwrites pharma shipments — from clinical trial supplies to commercial product — with GDP-aware cover and rapid claims handling.

What's covered

GDP-compliant cover

Cover aligned with Good Distribution Practice expectations for active and finished product.

Cold-chain extension

Optional cover for temperature deviation on 2-8°C, -20°C and -70°C lanes.

Clinical trial supplies

Cover for IMP shipments including site-to-site and patient-direct deliveries.

Risks we protect against

  • Temperature excursion (cold chain)
  • Regulatory rejection on arrival
  • Theft, pilferage and non-delivery
  • Accidental damage in transit
  • Loading and unloading mishaps
  • Weather, water and contamination damage
  • Fire, explosion and collision
  • General Average and salvage charges

Why insure with CIO

  • Instant online quote in under 2 minutes
  • A+ rated global insurers backing every policy
  • All-risk cover on ICC (A) wording where available
  • Door-to-door protection across air, sea, road and rail
  • Digital certificates issued in real time
  • Dedicated claims support — paid in days, not months

Insure your {label} shipment today

Get a tailored quote in minutes — no paperwork, no waiting, full digital certificate on confirmation.